“If she had done nothing about it and let it take its natural course, the sheriff would have shown up, removed her from the premises, removed her items and put them on the curb,” Lyons said. I have never seen one of them,” Patricia said. Patricia said she was unaware of the efforts. Patricia said her insurance and taxes were paid.Ī spokesperson from PHH Mortgage told the I-Team records show there were numerous attempts to contact her by phone, and there was an inspection to verify her occupancy.

And they’ll just put it on their table and not do anything about it and the next thing that happens is there’s a knock at the door and there’s a process server there handing them a foreclosure complaint to take their house,' Lyons said. He said his client was confused by the mail. Since then, the mortgage has been serviced by three different companies, including PHH Mortgage, which took over her loan last year and sent mail asking her to verify that she still lived in the house. Cause there was no way on earth we ever saw this coming,” said Paul Sisolak, Patricia’s son who lives nearby.Īccording to Patricia, she and her late husband took out a $35,000 reverse mortgage loan in 2008, which she didn’t have to pay back as long as she lives in the home. “When it first happened, we were floored. I’ll be in bed, but I will not fall asleep,” Patricia said. “Sometimes I go five days without sleeping. WFTS Foreclosure lawsuit alleges Patricia Sisolak was no longer living in her home.

Lottery by Patricia Wood